Ep. #575 | Your House Is Not An Asset

By Jenn Pike | April 16, 2026

Listen on Apple Podcasts

Listen on Spotify

In this episode, we jumped straight into a conversation that has been coming up constantly from your questions and DMs after our recent finance episodes together.

In this episode we’re talking about:

  • Why your home is a liability, not an asset — and what that actually means for your retirement
  • The only real ways to access equity in your home (hint: none of them are as simple as people think)
  • The 4% rule and why it’s not as bulletproof as it sounds — especially when the market drops
  • Why paying your mortgage weekly (not monthly) can save you thousands in interest over time
  • The real cost of owning a home that most people never factor in — property taxes, maintenance, improvements, and yes, even perennials
  • Why real estate investing isn’t the passive income goldmine it once was
  • The difference between building wealth as an employee vs. as a self-employed person
  • Diversifying your portfolio beyond real estate — second mortgages, private equity, RRSPs, TFSAs
  • Why your health and your wealth are completely interconnected — you cannot have one without the other
  • The reality of senior care costs and why planning ahead (way ahead) matters more than you think
  • What it looks like to actually get paid to learn about finances and help others — and why so many people from every walk of life are making the switch

Let’s dive in!

Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you’re at it, take a screenshot and tag me @jennpike to share on Instagram – I’ll re-share that baby out to the community & once a month I’ll be doing a draw from those re-shares and send the winner something special!

Click here to listen:

Apple Podcasts – CLICK HERE
Spotify – CLICK HERE

This episode is sponsored by:

  • withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your first order and 20% off your first subscription order
  • St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15 
  • Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for “subscribe & save” option

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Have a question? Send it over to hello@jennpike.com and I’ll do my best to share helpful insights, thoughts and advice.

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